Insurance industry - data model.

“An insurance enterprise is a specialized form of financial services company that provides services to protect assets from loss.”
Learning about this model gives us knowledge about needs of such enterprise, including those underwriting the policy and take the risk; agencies, brokers, third party administrators and others.
If anyone is interested this model provides us also information about main things that ensuring companies are concerned about, so we can understand it from their point of view.
Topics covered there are: people and organizations in insurance, insurance product, insurance product coverage, insurance policies, premium schedule, policy claims, delivery, work efforts, accounting, human resources for insurance enterprises and star schemas for insurance.
Briefly to make valid star schema for insurance industry it is necessary to understand that the basis function that requires analysis is claims information. It is most important because it gives insurance provider and overview on circumstances behind losses, the results, and how to prevent them.
The claim star schema helps in determining how given insurance company is performing their risk analysis, it might help indicating what cause losses, for example what types of coverages leads to the highest payouts.
It might also be important to include other data models defining the information requirements for insurance products.